The Dutch save this much money every year, and it’s growing.

Saving is a gift for some, a challenge for others. Some 730,000 Dutch households are in bad debt, but at the same time, more money was saved on average in 2023 than in the previous year. But how much money does the average Dutch household actually save in a year?

Are you also curious about the average savings amount the Dutch have per age? This is how much savings the Dutch have per age group according to the latest figures from the Central Bureau of Statistics (CBS).

Saving in Netherlands

It appears that in 2023, more people were saved in the Netherlands than in the previous year. numbers From CBS, which was published earlier today. The so-called “free savings” of households in the Netherlands amounted to a total of 52 billion euros. In 2022 that was still 46.4 billion euros.

These billions don’t immediately appeal to the imagination (for most of us). That’s why Statistics Netherlands also looked at free savings per capita, or in other words: how much has been saved per person? In 2023, this included an average saving of €2,895.27. A year ago, it was around €300 less.

higher income

More was saved, but more was earned in 2023 than in 2022. Total disposable income per person in 2023 was around €29,000. Consumption, on the other hand, grew less rapidly and totalled just over €26,000. This leaves just under €3,000 for free savings: 11.1 percent more than the previous year.

More power

Total assets (excluding pension agreements) grew by EUR 48 billion in 2023. This brings total assets to EUR 459 billion.

What does this mean for wealth per capita? This was an average of €25,658 in 2023. According to Statistics Netherlands, the increase in wealth is mainly due to the increase in the value of some stocks. With the average strength it is important to emphasize that it is an average. Assets in the Netherlands vary greatly, which means that the average assets are not representative of all households.

Are you planning to start saving, but could you still use some tips? In the article below, we will share with you practical tips that will help you start saving.

You need at least this much savings with double the minimum wage.